Moving money internationally should not require a different bank, a different card and a different set of login details every time your life crosses a border.

Nero brings spending and payments into one relationship, so you can use your account to send money while keeping your card ready for everyday use.

Start with the right currency and route

The best payment route depends on where the money is going, the currency you are sending and the details available to the recipient.

Where available, Nero supports local and international payment options such as SEPA, Faster Payments, ACH, Fedwire and SWIFT. Your account will show the routes, currencies and payment details available to you.

Not every payment needs the same route. A euro payment to Europe, a sterling payment in the UK and an international transfer further afield may each be handled differently.

Get the beneficiary details right

A cross-border payment is only as good as the instructions behind it. Check the recipient’s name, account number or IBAN, bank details, payment reference and currency before you confirm.

For business payments, a clear invoice reference or purpose of payment can make reconciliation easier for everyone involved.

Keep the full picture together

Your Nero Card and your payment account are part of the same financial relationship. That means you can fund your balance, use your card for spending and send money across borders without constantly moving between separate providers.

The aim is not to make international payments feel complicated. It is to give you a clear route for the payment you need to make.

Allow for the details that matter

Payment timing can depend on the currency, route, cut-off time, receiving bank and any required review. International payments are serious financial instructions, and the right checks protect both sender and recipient.

Nero keeps the experience considered: clear payment details, supported rails and human support when you need it.